Privacy Notice

What Does Icon Business Bank Do with Your Personal Information

Rev. Date 08/2023

Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect, and share depend on the product or service you have with us. This information can include: Social Security number and account balances Payment history and transaction history Account transactions and checking account information When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Icon Business Bank chooses to share, and whether you can limit this sharing.

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have with us. This information can include:

Social Security number and account balances
Payment history and transaction history
Account transactions and checking account information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information, the reasons Icon Business Bank chooses to share, and whether you can limit this sharing.

Reasons We Can Share Your Personal Information	Does Icon Business Bank Share?	Can You Limit This Sharing?
For our everyday business purposes– such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus	Yes	No
For our marketing purposes– to offer our products and services to you	No	We Do Not Share
For joint marketing with other financial companies	No	We Do Not Share
For our affiliates' everyday business purposes– information about your transactions and experiences	No	We Do Not Share
For our affiliates' everyday business purposes– information about your creditworthiness	No	We Do Not Share
For our affiliates to market to you	No	We Do Not Share

Questions
Call 888-383-1954 or go to www.iconbusinessbank.com

Who We Are
Who is providing this notice?	Icon Business Bank

What We Do
How does Icon Business Bank protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also maintain other physical, electronic, and procedural safeguards to protect this information, and we limit access to information to those employees for whom access is appropriate.
How does Icon Business Bank collect my personal information?	We collect your personal information, for example when you: Open an account or apply for a loan Use your credit or debit card or make deposits or withdrawals from your account Give us your income information We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal law gives you the right to limit only: sharing for affiliates' everyday business purposes - information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State laws and individual companies may give you additional rights to limit sharing. [see below for more on your rights under state law.]

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. Icon Business Bank does not share with our affiliates
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. Icon Business Bank does not share with non-affiliates so they can market to you
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. Icon Business Bank does not jointly market.

Other Important Information

Special Notice for California Customers: We will limit our sharing of personal information about you to comply with all California privacy laws that apply to us. For example, we may share information with your consent or to service your accounts. For other information about how we may collect, use, and share information about you and your rights under California law, please see our Privacy Policy.

Nevada Residents: We are providing you with this notice pursuant to Nevada law. You may be placed on our internal Do Not Call list by calling us at 888-383-1954 or emailing us at info@iconbusinessbank.com. Nevada requires that we provide contact information for the state's Bureau of Consumer Protection to all consumers that do business with us. The contact information for the Bureau of Consumer Protection, of the Officer of the Nevada Attorney General is provided below.

Address: 555 E. Washington Ave., Suite 3900, Las Vegas, NV 89101;

Phone : 702-486-3132;

Email: BCPINFO@ag.state.nv.us.

Website: https://ag.nv.gov/About/Consumer_Protection/Bureau_of_Consumer_Protection/

Icon Business Bank customers can download a copy of our consumer Privacy Notice