We Offer A Variety of Personal Deposit Products to Help You Make the Most of Your Banking Experience
Bank accounts are convenient and secure places to keep your money safe and allow you to withdraw funds when needed. There are various types of bank accounts that each serve a different purpose, such as saving for emergencies or for specific goals, earning interest or accessing money to pay bills.
The money you deposit in bank accounts is insured by the U.S. government for up to $250,000 per depositor, per account category, per bank, through the Federal Deposit Insurance Corporation (FDIC).
| ACCOUNT TYPE** | DESCRIPTION AND SERVICES | MINIUM OPENING DEPOSIT | SERVICE CHARGE | MINIMUM TO AVOID SERVICE CHARGE |
INTEREST TIERS***
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PERSONAL ACCOUNT PRODUCTS(for specific details please see the link below)
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Personal Checking |
Enjoy a basic checking account with premium benefits and must-have features of no monthly service charge.
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$25 | None | No Minimum Balance Required | N/A |
Personal Money Market |
Earn higher yields on higher balances with a money market account that offers competitive interest rates while enjoying unlimited check-writing capabilities. Our Money Market account is a smart way to add flexibility to your savings strategy.
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$2,500 | $20 | $2,500 minimum daily average ledger balance |
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Personal Savings |
Stay in control of your finances with unlimited access to your money without a minimum balance requirement and monthly service charge.
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$100 | $ | No Minimum Balance Required | Flat Rate |
My Saver Account (Minor Savings) |
For ages 17 and younger. Account will be automatically converted to a standard savings account when minor turns 18.
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$5 | N/A | No Minimum Balance Required | Flat Rate |
Personal Certificate of Deposit (CD) |
Lock in higher interest rates than standard savings. Choose flexible terms ranging from 30 days to 5 years.
*Tiered Interest Rates for Higher Earnings on Higher Balances *Early withdrawal terms apply.
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$10,000 | N/AN/A |
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**For specific details regarding all accounts, please ask for the Bank's Personal Account Disclosure.
***For current rates and APY contact Customer Service.
To open a new personal account please contact our Operations Department for a Personal Account Application. |
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