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Business Online Banking and Cash Management

Cash Management Services

Managing your business cash flow has never been easier! Whether your business needs are simple, complex or somewhere in between, we offer a range of digital tools to help you manage your business smarter and more efficiently. Plus, we’re a community bank, so we always have your back!

Cash Management Solutions1

What cash management services do you need to run your company? The best way to find out is to talk with one of our Cash Management specialists. We’ll help you determine exactly what you need to maximize your cash management while minimizing the costs. For more information on Icon Business Bank’s Cash Management Services, contact a Cash Management Officer at 888-383-1954 or contact your Relationship Manager.

For companies of every size, the ability to access daily financial information is critical to making effective cash management decisions. With Icon Business Bank Online Banking platform, your company is provided secure, accurate, up-to-date information whether you are at home, in the office or on the road. You will have access to your company's account information anywhere, anytime Internet access is available. 

With our easy and efficient Icon Business Bank Mobile banking product, you can log into your device and conduct your banking as if you were in a branch. Allows you access your bank accounts and conduct financial transactions anywhere, anytime. Download the app today for better banking with Icon Business Bank.

Business Online Banking provides a wealth of valuable, convenient features.  

  • View deposits and loan account balances and activity
  • Print, download and export eStatements
  • Access checks (front and back) and deposit images
  • Initiate stop payment orders and view history
  • Provide multiple-user access.
  • Receive business alerts.
  • Choose dual-control option.
  • Access and use Business Bill Pay to easily manage your business's bill payments.
  • Originate ACH payments and wire requests
Mobile Bank Available Features Include:
  • Review activity in checking, savings, money market, CD, business banking
  • View balances 24/7
  • View, save and export statements
  • Transfer money between your accounts
  • Snap photos of your check(s) for easy deposit
  • Setup, manage and Pay bills
  • Send money to family and friends
  • Send, receive secure messages
  • Re-order damaged or expired Debit cards
  • Setup and manage alerts
COMING SOON - Download the free Icon Business Bank mobile app now for your Apple® or Android™ device!
Reduce expense and increase control of your company's disbursements and receivables with Icon Business Bank's ACH Payments and Collections modules. You can easily build your own database template or upload a NACHA (National Automated Clearing House Association) file through your Online Banking access to send debit and/or credit entries to vendors, business partners, employees or clients.  

General
  • Users can be set up with rights to create, edit or release/approve ACH files; dual control may be established for any of these functions with company and User limits
  • Release of funds protected with the use of a Security Token
  • Build database templates, import NACHA files or direct file transfers
  • Reports available with 45 days of history
  • Online Banking Alerts notifies Users with approval/release rights of pending ACH transactions that require action
ACH Payments Module
  • Use payroll direct deposit for employee wages, pay vendors and suppliers
  • Eliminate the time and expense of mailing checks
ACH Collections Module
  • Electronic payment collection for dues, donations, tuition and vendor payments
  • Control collection timing of your receivable payments and eliminate mail and delivery delays
Make fewer trips to the bank, get rid of deposit slips and deposit checks from your desk. Remote Deposit is an advance image-capturing system that allows you to send endorsed digital images of all checks directly to Icon Business Bank without leaving your office. To utilize this service, all you need is a desktop check scanner that connects to your PC and broadband Internet connection.

Don't have many checks to scan? Electronically snap a photo of your checks and securely transmit deposit data with the use of a cellular device.

Features and Benefits
  • Eliminate time wasted driving to the bank while improving employee safety and limiting company liability
  • Two scanner options available to fit your company’s needs: single-feed or multi-feed
  • Accelerate cash flow by depositing checks faster and more often
  • Extensive reporting and research capabilities
  • Streamlined workflow processes with multilayered security guards against operator error, including duplicate-check detection
  • Check amounts are automatically read and the deposit is totaled
  • Exceptional customer support and service
Don't put your company's funds at risk. Manage your finances with a peace of mind. Our fraud prevention services provide an additional layer of security by authenticating the integrity of presented checks and incoming ACH transactions. This tool gives you the ability to review “exception items” and make the decision to pay or return.

This service helps reduce check and ACH fraud by allowing you to review daily activity online.
  • Notifies you automatically when check exception items or ACH activity are presented
  • Alerts you when unauthorized ACH activity occurs
  • Provides online exception management that allows you to make pay-or-return decisions online for both checks and ACH
  • Integrates with Icon Business Bank's core system to provide an additional front-line defense against check fraud
  • Allows you to view images of exception items via check-image integration
Make Domestic and/or International wire transfers in US dollar with certainty and reliability. Our wire system is facilitated through our Online Banking platform while providing control, security and convenience. Its fast, simple and trusted!

Incoming Wire Transfers

  • View incoming wire transfers online within Online Banking current-day activity

Outgoing Wire Transfers

  • Initiate same-day domestic and USD international wire transfers
  • Set up wire templates for one-time, recurring domestic and USD international wire orders
  • Your company administrator may establish dual control for wire transfer users to create, edit or release funds
  • Users granted the ability to approve/release wire transfers must use a security token in addition to their login credentials
  • Online Banking alerts notify users with Approval/Release rights of pending wires that require action





1For more information and pricing on cash management services, please contact our cash management specialists.